A house you are able to phone yours.

Now feasible with Citi mortgage loans with interest levels beginning at 8.20%*p.a.

Congratulations on finding your perfect house!

Pick from certainly one of our mortgage options and invite us to create your ideal a real possibility. Our mortgages, using their substantial features, host of advantages and interest that is competitive, have already been particularly made to fit your house finance requirements. Aided by the Citibank Home Credit choice, you can avail some great benefits of interest savings readily available for withdrawal, or quicker payment, towards your mortgage.

Find out about exactly just exactly how Citibank mortgage loans provides the funding you want when you are prepared, submit an application for a housing loan.

You may also go to our ‚of good use Links‘ area below to locate extra information about our mortgage loan rates of interest along with other details.

Take a look at our Home Loan Eligibility Calculator to find out your house loan eligibility

Click to look at listing of domestic properties in your area that are authorized with Citibank

Have a look at our Home Loan EMI Calculator to determine your property loan EMI

Congratulations on finding your ideal home! Citibank mortgage loan using its substantial features and interest that is competitive can help you in creating your ideal house a real possibility. *

Unique top features of Citibank Mortgage Loan

• Appealing Interest Levels.
• Simple Home Loan up to Rs. 10 crore.
• Versatile payment tenure as much as 25 years.
• Residence Loans as much as 80per cent of this home value.
• Flexibility to pay for interest just during construction period.

Great Things About Citibank Mortgage Loan

• Interest determined on day-to-day reducing balance.
• No co-borrowers/guarantors needed.
• CitiPhone platform to resolve all your valuable questions.
• On line usage of your mortgage account.

Mortgages designed for

• Buy of under construction home.
• Buy of Ready Property.

Citibank gives you to power pack your loan through the Home that is unique Credit which enables you to determine what interest you spend on your own loan.

Residence Credit loans run through Residence Credit Account that will be a present account connected to your loan. All quantities deposited in the house Credit account in more than the limit quantity and at the mercy of at the most your outstanding loan is transmitted for a basis that is daily your loan account to offset the attention being charged on your own loan. This quantity is obviously readily available for withdrawal by you being a line that is overdraft.

Citibank provides you with 2 choices in Residence Credit loans you could select according to your requirements:

Residence Credit Vanilla choice provides you with the possibility of keeping liquidity. An overdraft line is set from the Residence Credit account and interest cost cost savings arising out from the Home Credit center go towards increasing this line, that will be constantly designed for withdrawal by you.

Home Credit Fast Track offers you a choice of repaying your property loan quicker. Interest saves are modified towards cutting your loan outstanding, which effectively decrease the tenure of one’s loan which help you close your property loan quicker.

Click the link to learn more about Residence Credit center.

Click the link to observe it is possible to conserve interest and lower tenure Home Credit Fast that is using Track.

Loan Amount

You are able to make an application for a Citibank mortgage loan via:

Mortgage loans are available from Rs 5 Lakh to Rs 10 Crore.

Citibank mortgage loans have maximum payment tenure as much as 25 years. The real tenure of one’s loan is susceptible to the financial institution’s discernment.

In line with the valuation of your home, you can easily avail a true mortgage loan all the way to 80per cent of your home value.

You need to be at the very least 23 years old while having work connection with at the least two years to avail A mortgage from Citibank.

Yes, based on the income and capability to repay, we could offer you an in theory approval for a true mortgage loan. In line with the approved loan amount, it is possible to determine the home you’ll want to buy. Nonetheless, the home should satisfy Citibank Credit parameters for getting a last sanction.

Yes, after you have finished repayments in your current loan for longer than six months, we provide you an extra loan that is top-up your current mortgage loan. The last sanction of these loan has reached the discernment of Citibank.

EMI is short for Equated Monthly Payments. This installment includes both the Principal and Interest Components. Citibank Home Loans are repa Rs 1 lakh and interest price of 10%.

View here to find the EMI out on your loan.

Loan Tenure (in Years)	EMI Per Lakh (in Rupees)
5	2,125
7	1,661
10	1,322
15	1,075
20	965
25	909

Citibank provides you with a number of payment alternatives for fast cash car title loans your loan EMI. You are able to spend your EMI through: SI (Standing Instruction) on your own Citibank account or through NACH (nationwide Automated Clearing home).

Yes, you might be permitted to prepay your loan. You can even elect to make partial prepayments on your house loan. Please make reference to the conditions and terms mentioned within the loan contract to learn more about the charges that are applicable prepayments.

Home Credit

Yes, you are able to! You are able to decide for Citibank Residence Credit to help decrease the interest price on your own mortgage. To learn more, click on this link.

Helpful Hyper Hyper Hyper Links

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Whether you are a buyer that is first-time trying to transfer your current loan or leveraging your home’s equity to enhance your organization, Compare mortgage loans Citibank provides that include a number of advantages and competitive interest levels.

• Citi Loan against Property – lets you leverage your domestic or property that is commercial value by availing that loan against home.
• Citi Home Loan Takeover Plus Enhancement – Enjoy reduced rates of interest with this mortgage loan stability transfer center then top your loan up to augment further economic demands.
• Top-up Existing mortgage loan – Avail of the property loan top-up center and obtain more income on such basis as your payment record additionally the property value that is current.

Today View all home loan options and apply for home loan with Citi to start with your home loan journey!

Disclaimers:

*Terms and conditions use. All loans are in the single discernment of Citibank N.A. Citibank reserves the best to ask for just about any extra papers from the applicant. Citibank reserves the right, whenever, with previous notice to incorporate / alter / modify / modification or differ some of the conditions and terms or even to change them, wholly or in component. Click the link for most significant Terms and conditions. Please relate to our Schedule of Charges.

Home mortgages can be found just in Delhi-NCR, Mumbai, Pune, Bengaluru, Chennai, Hyderabad, Jaipur, Coimbatore, Ahmedabad, Chandigarh & Kolkata.

Citibank Asia doesn’t promote any service or product to people resident within the European Union, European Economic region, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican in addition to Isle of guy. This webpage just isn’t, and really should never be construed because, an offer, invite or solicitation to get or offer any of the services and products mentioned herein to people resident into the European Union, European Economic region, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican as well as the Isle of guy.